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Most Popular Policies of New India Assurance

  • New India Assurance Senior Citizen Mediclaim Policy
    New India Assurance Senior Citizen Mediclaim Policy offers coverage to the insured against hospitalization expenses for treatment of injury and illness during policy period.
    Key features of New India Assurance Senior Citizen Mediclaim Policy
    • Maximum entry-age is 80
    • Maximum renewal age is 90 years
    • Organ donor transplant expenses are covered
    • Pre-existing hypertension, diabetes melitus are covered upon additional premium
    • Ayurvedic, homeopathic and Unani treatments are covered
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  • New India Family Floater Mediclaim Policy
    New India Assurance Family Floater Mediclaim Policy covers all family members with single sum insured. The coverage is provided for expenses for the treatment of any illness or injury.
    Key features of New India Family Floater Mediclaim Policy
    • The policy comes with lifetime renewal option
    • Good health and loyalty discount are available
    • Coverage available on complications due to pre-existing conditions
    • Organ donor hospitalization expenses are covered
    • Cataract surgery is covered up to certain limits
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  • New India Assurance Janata Mediclaim policy
    New India Assurance Janata Mediclaim policy covers cost of hospitalization (more than 24 hours) expenses and treatment expenses due to injury and illness or injury.
    Key features of New India Assurance Janata Mediclaim policy
    • Good health and loyalty discount are available
    • Ayurvedic, homeopathic and Unani treatments are covered
    • Cumulative Bonus is availble
    • Free health check-up is also available
    • Day care treatments are covered up to certain limits.
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  • New India Package Motor Policy
    New India Package Motor Policy offers coverage to expenses due to injury of owner and driver and loss or damage of the insured's vehicle. The policy also covers third party death and liability.
    Key features of New India Package Motor Policy
    • Coverage for personal accident is available
    • Coverage available for expenses to fix damaged accessories
    • Coverage for passengers in the car is available.
    • Coverage is available for employees and paid drivers
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New India Travel Insurance Plan

insurance_indiaTravel Insurance plans available at New India Assurance are overseas mediclaim policy which is for travelers going to foreign countries and Suhana Safar policy which is meant for domestic travelers. Let’s start with overseas mediclaim policy.

Eligibility of New India Assurance Overseas Mediclaim policy

Indian citizens in the age-group of 6 months to 70 years are eligible for this policy. The policy needs to be availed before starting the journey abroad.

Eligibility of New India Assurance Overseas Mediclaim policy

Indian citizens in the age-group of 6 months to 70 years are eligible for this policy. The policy needs to be availed before starting the journey abroad.

Medical reports are required in the following cases;

• If it is a more than 60 days trip
• If the policy seeker is planning to go to USA or Canada and is over 60 yrs old
• If the policy seeker is more than 70 yrs old and planning to visit other countries than Canada or USA
• If it is revealed in the proposal form that the policy seeker had previously suffered from any disease or illness

Highlights of New India Assurance Overseas Mediclaim policy

• Premium of this New India Travel insurance plan is payable in Rupees but policyholders can settle the claims abroad in dollars.
• This New India Travel insurance Policy is also available for corporate executives who travel frequently.

Scope
New India Assurance Overseas Mediclaim policy covers medical expenses outside India due to physical and accidental injuries, sickness and diseases. This New India Assurance Travel insurance plan covers the following;

• Hopitalization expenses in foreign countries
• Passport loss
• Repatriation of remains
• In flight personal accident benefit

Major Exclusion
• All unknown and known pre-existing disease or illnesses are out of coverage
• If policyholders travel to seek medical treatment or routine check-up
• If policyholders travel against Medical advice
• Travelers need to pay US$ 100 first for all claims

Policyholders should go through their respective policy documents to read the complete list of exclusions.

New India Suhana Safar policy

The Suhana Safar Policy offered by New India is a domestic travel insurance policy. Indian citizens that plan to travel within the country for up to 60 days are eligible for this policy. This New India travel policy covers all transport modes such as water, rail, air, road and the private vehicles of policyholders.

Coverage of New India Suhana Safar policy

• Personal accident coverage up to Rs.1 lacs per head is available.
• Reimbursement of actual emergency incidental expenses which are rescannable is available up to Rs.1,000 per head
• Loss or damage to the baggage of a family is covered under the policy. The family comprises of the insured, dependent children and spouse up to sums insured amount on the basis of accompanied persons’ insurance
• The cover of this New India travel policy is effective from place of departure as mentioned in the policy and ceases to have effect on scheduled return date or on actual return date, whichever happens earlier

Premium of New India Suhana Safar policy

The premium of this New India Travel cover depends upon the total number of people are going for a domestic trip. For an example, the premium is Rs. 80 for one insured person for New India Suhana Safar policy with coverage for baggage and personal accident and baggage. The premium is not inclusive of the service tax and have to be paid additionally along with the base premium.

Important information about New India Suhana Safar policy

• Policyholders need to disclose those items in the baggage that cost over Rs. 500
• Policyholders have to inform about accidents in the closest branch of the insurer
• Policyholders can cancel their New India Suhana Safar policy if their trip gets canceled 2 days prior to departure

New India Travel Insurance Plans