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Get the Best Health Insurance Plan Online in India

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Most Popular Policies of New India Assurance

  • New India Assurance Senior Citizen Mediclaim Policy
    New India Assurance Senior Citizen Mediclaim Policy offers coverage to the insured against hospitalization expenses for treatment of injury and illness during policy period.
    Key features of New India Assurance Senior Citizen Mediclaim Policy
    • Maximum entry-age is 80
    • Maximum renewal age is 90 years
    • Organ donor transplant expenses are covered
    • Pre-existing hypertension, diabetes melitus are covered upon additional premium
    • Ayurvedic, homeopathic and Unani treatments are covered
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  • New India Family Floater Mediclaim Policy
    New India Assurance Family Floater Mediclaim Policy covers all family members with single sum insured. The coverage is provided for expenses for the treatment of any illness or injury.
    Key features of New India Family Floater Mediclaim Policy
    • The policy comes with lifetime renewal option
    • Good health and loyalty discount are available
    • Coverage available on complications due to pre-existing conditions
    • Organ donor hospitalization expenses are covered
    • Cataract surgery is covered up to certain limits
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  • New India Assurance Janata Mediclaim policy
    New India Assurance Janata Mediclaim policy covers cost of hospitalization (more than 24 hours) expenses and treatment expenses due to injury and illness or injury.
    Key features of New India Assurance Janata Mediclaim policy
    • Good health and loyalty discount are available
    • Ayurvedic, homeopathic and Unani treatments are covered
    • Cumulative Bonus is availble
    • Free health check-up is also available
    • Day care treatments are covered up to certain limits.
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  • New India Package Motor Policy
    New India Package Motor Policy offers coverage to expenses due to injury of owner and driver and loss or damage of the insured's vehicle. The policy also covers third party death and liability.
    Key features of New India Package Motor Policy
    • Coverage for personal accident is available
    • Coverage available for expenses to fix damaged accessories
    • Coverage for passengers in the car is available.
    • Coverage is available for employees and paid drivers
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personal accident insurance

insurance_indiaPersonal Accidental policy offered by New India Assurance provides policyholders with compensation for death and bodily injury of insured person caused by an accidental by visible, external and violent means. This personal accident cover is effective across the world and 24 hours.

Eligibility Criteria of New India Personal Accidental plan

The minimum age to avail the personal accident policy at New India is 5 years. The maximum age limit is 70 years. Any Indian citizen can opt for this personal accident policy for himself or herself and for his or her dependent family members between 5 and 70 years.

Features and Benefits of New India Personal Accidental Policy

• The Personal Accident policy on offer at New India Assurance compensates policyholders in case of death and bodily injury due to accident
• The plan comes with ‘Death only cover’ to compensate for the death of insured person
• Additional family cover is available at 10% discount on premium to cover spouse and dependent children on one policy
• New India Personal Accidental Policy covers rail, road mishaps and accidents caused by natural calamities and terrorism
• Coverage is available for dead body carriage expenses
• New India Personal Accidental Policy offers education fund for 2 children in the event of death or permanent disability of policyholders
• Policies are available for groups. Group personal accident policies come with discounts on premium which depends on the group size.

Add on covers available with New India Personal Accidental Policy

• You can extend the Personal accident policies at New India by paying additional premium for covering medical expenses due to accident. Individual and group personal accident plans can cover accidental medical costs up to 10% of the sum insured or 40% of the death / disability claim payable.

• Indian personnel who work in foreign countries on civilian duty also extend the cover war related risks by paying extra premium.

• The policy can be customized to cover Personal Accident risks only during duty hours or only during off-duty hours with discount in premium.

New India Personal Accidental Plan claim process

The claim process for New India Personal Accident policy is fairly simple. Following are the required steps in the event of death due to an accident;

• The nominee of the policyholder need to notify the office where policy is issued immediately after the unfortunate incident
• The nominee needs to submit the claim form which is duly filled up and required documents like death certificate, police report and original policy documents

And, these are the required steps to be taken to make a claim for accidental injury;

• The policyholder has to inform the office where policy is issued immediately after the mishap
• If there is any police report that has to be submitted
• Policyholders also have to produce the duly filled claim form and medical proof of disablement
• If the cover is extended to cover medical expenses, prescription and bills need to be produced as well.