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Get the Best Health Insurance Plan Online in India

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Most Popular Policies of New India Assurance

  • New India Assurance Senior Citizen Mediclaim Policy
    New India Assurance Senior Citizen Mediclaim Policy offers coverage to the insured against hospitalization expenses for treatment of injury and illness during policy period.
    Key features of New India Assurance Senior Citizen Mediclaim Policy
    • Maximum entry-age is 80
    • Maximum renewal age is 90 years
    • Organ donor transplant expenses are covered
    • Pre-existing hypertension, diabetes melitus are covered upon additional premium
    • Ayurvedic, homeopathic and Unani treatments are covered
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  • New India Family Floater Mediclaim Policy
    New India Assurance Family Floater Mediclaim Policy covers all family members with single sum insured. The coverage is provided for expenses for the treatment of any illness or injury.
    Key features of New India Family Floater Mediclaim Policy
    • The policy comes with lifetime renewal option
    • Good health and loyalty discount are available
    • Coverage available on complications due to pre-existing conditions
    • Organ donor hospitalization expenses are covered
    • Cataract surgery is covered up to certain limits
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  • New India Assurance Janata Mediclaim policy
    New India Assurance Janata Mediclaim policy covers cost of hospitalization (more than 24 hours) expenses and treatment expenses due to injury and illness or injury.
    Key features of New India Assurance Janata Mediclaim policy
    • Good health and loyalty discount are available
    • Ayurvedic, homeopathic and Unani treatments are covered
    • Cumulative Bonus is availble
    • Free health check-up is also available
    • Day care treatments are covered up to certain limits.
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  • New India Package Motor Policy
    New India Package Motor Policy offers coverage to expenses due to injury of owner and driver and loss or damage of the insured's vehicle. The policy also covers third party death and liability.
    Key features of New India Package Motor Policy
    • Coverage for personal accident is available
    • Coverage available for expenses to fix damaged accessories
    • Coverage for passengers in the car is available.
    • Coverage is available for employees and paid drivers
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Home insurance

insurance_indiaThe home insurance policy available at New India is known as Householder policy. This plan aims to cater the needs of residents and tenants in India. The householder policy at New India comes with discounted premium as well. The amount of discount depends on the number of sections of coverage the applicants opt for.

Several different valuable properties are covered under householder policy. Here is a list of items for which coverage is available.

• Domestic appliances
• Jewellery
• Televisions
• Furniture
• Other household items
• Buildings.

Coverage options of New India householder policy

There are as many as 10 options available as householder’s insurance coverage.

1. Building and Contents (not including jewellery and valuables)

• Building coverage is available
• Coverage is also available for contents of the policyholder and other members dwelling with him permanently in the house

The householder policy provided by New India covers Various Allied Perils. Here is the list of perils that are under coverage.

• Fire, lightening, gas explosion in domestic appliances
• Burst and overflow of pipes, water tanks and apparatus
• Aircraft damage
• Strike, Riot, Malicious Activities such as or terrorism
• Earthquake, Landslide, Flood, Storm, Inundation, Tempest, Hurricane, Typhoon, Cyclone, Tornado

2. Burglary and housebreaking including larceny or theft
This cover safeguards house contents from risks such as housebreaking, burglary, theft or larceny

3. All risks coverage (Jewellery and valuables)
This coverage shields damage or loss to your precious jewellery by accident. The coverage is on if you wear or carry these valuables anywhere in India..

4. Coverage for Plate glass
This coverage is applicable for fixed plate-glass damage up to sum insured due to accidental breakage in the premises of insured household

5. Coverage for Domestic appliances breakdown
This coverage is meant for damages caused to domestic appliances which are unforeseen and and sudden and as a result of electrical or mechanical failure.

6. All Risks Coverage for T.V. including VCP and VCR
This option offers coverage against T.V Set damage caused by breakage due to accidental and external means, fire and allied perils, burglary, theft, housebreaking or electrical and or mechanical failure.

7. All Risks Coverage for pedal cycles
This cover is specifically designed for the protection of pedal cycles damage or loss from the following mishaps;

• Fire & allied perils
• Theft, burglary and housebreaking
• Accidental means that are external
• Coverage up to Rs.10,000 for third party injury or damage to third party property

8. Coverage for baggage loss
If the baggage of the insured gets damaged or lost due to misfortune or accident while traveling within India, this section of the New India householder’s policy provides coverage.

9. Coverage for personal accident
Personal accident coverage is also available under New India home insurance policy. This coverage encompasses death, physical injury of the policyholder due to visible, external, violent and accidental events.

10. Coverage for public liabilities
The coverage option of New India home insurance plan takes care of insured’s legal liabilities towards third-party injury and property damage. The coverage also includes liabilities towards domestic servants and offers workmen’s compensation.