Skip to main content

Get the Best Health Insurance Plan Online in India





Most Popular Policies of New India Assurance

  • New India Assurance Senior Citizen Mediclaim Policy
    New India Assurance Senior Citizen Mediclaim Policy offers coverage to the insured against hospitalization expenses for treatment of injury and illness during policy period.
    Key features of New India Assurance Senior Citizen Mediclaim Policy
    • Maximum entry-age is 80
    • Maximum renewal age is 90 years
    • Organ donor transplant expenses are covered
    • Pre-existing hypertension, diabetes melitus are covered upon additional premium
    • Ayurvedic, homeopathic and Unani treatments are covered
    Buy now
  • New India Family Floater Mediclaim Policy
    New India Assurance Family Floater Mediclaim Policy covers all family members with single sum insured. The coverage is provided for expenses for the treatment of any illness or injury.
    Key features of New India Family Floater Mediclaim Policy
    • The policy comes with lifetime renewal option
    • Good health and loyalty discount are available
    • Coverage available on complications due to pre-existing conditions
    • Organ donor hospitalization expenses are covered
    • Cataract surgery is covered up to certain limits
    Buy now
  • New India Assurance Janata Mediclaim policy
    New India Assurance Janata Mediclaim policy covers cost of hospitalization (more than 24 hours) expenses and treatment expenses due to injury and illness or injury.
    Key features of New India Assurance Janata Mediclaim policy
    • Good health and loyalty discount are available
    • Ayurvedic, homeopathic and Unani treatments are covered
    • Cumulative Bonus is availble
    • Free health check-up is also available
    • Day care treatments are covered up to certain limits.
    Buy now
  • New India Package Motor Policy
    New India Package Motor Policy offers coverage to expenses due to injury of owner and driver and loss or damage of the insured's vehicle. The policy also covers third party death and liability.
    Key features of New India Package Motor Policy
    • Coverage for personal accident is available
    • Coverage available for expenses to fix damaged accessories
    • Coverage for passengers in the car is available.
    • Coverage is available for employees and paid drivers
    Buy now

New India Assurance Janata Mediclaim Policy

New India Janata Mediclaim Policy

is a pocket-friendly policy that can be availed by anyone who doesn’t want to invest more than 1 lakhs on sum assured. One can pay as little as Rs.700 for a particular span of time and enjoy the benefits of this mediclaim policy.

How this policy functions?

This policy can be availed by anyone between the age group of 18 to 60 years. Children within 3 months to 18 years of age are covered provided their parents are continuing the policy. Proposer can avail the benefits of sum assured of two slabs, that is, Rs. 50,000 and 75,000 (exclusive of service taxes).

A quick look at the benefits of this policy

There are several benefits of this policy. Under this policy, the insured can avail benefits of cashless hospitalization in network hospitals as well as reimbursement facilities for non-network hospitals. Several expenses are covered in this policy, like ambulance expenses, few specific day care treatments, hospitalization expenses, ICU/ICCU charges and so on.

Benefit chart-

Reimbursements on medical expenses Amount to be considered
General ward expenses/ day care Not more than Rs. 450 (per day)
ICU and ICCU expenses Variable
Fees of surgeon, Medical Practitioner, Anesthetist and consultant Variable
OT charges, surgical Appliances, diagnostic test and other related expenses Variable
Ayurvedic/ Unani/ Homeopathic treatment coverage 25% of the sum assured
Ambulance services Actual amount or Rs. 1000, whichever is less
30 days of pre-hospitalization medical costs Entire amount
60 days of post hospitalization medical costs Maximum of 10% of the sum assured
Hospitalization during organ transplant (excluding organ) Should not exeed sum assured
Operations like Angioplasty, total knee replacement, CABG, total hip replacement Actual amount or sum assured, whichever is less

Key features of this policy-

  • Discount in premium while family is covered
  • Pocket-friendly mediclaim policy
  • Covers hospitalization costs for critical illness and accidental injuries
  • Pre and post-hospitalization costs covered for 30 and 60 days respectively
  • Specific day care operations or treatments covered
  • Ambulance expenses covered
  • Ayurvedic, Homeopathic and Unani treatment costs covered
  • Pre-existing diseases covered after 4 continuous claim free renewals of the policy
  • Pre existing conditions and complications raised are covered after two years of policy continuity and payment of additional premium

Additional Features in this policy

  • Discount in premium for family cover.
  • Loyalty Discount.
  • Good Health Discount.
  • Cumulative Bonus.
  • Cost of Health Check up.
  • Income Tax Benefit under Section 80D of IT Act.

What are the exclusions in this policy?

  • Treatment of diseases or critical illnesses contracted within 30 days of insurance except accidental injuries
  • General debility or run down conditions
  • Dental treatment except arising of any accident
  • Cosmetic surgery unless required for medical needs
  • HIV or sexually transmitted diseases
  • Pregnancy and complications related to child birth
  • Overseas treatment cost
  • Inoculation and vaccination
  • War or act of foreign enemy
  • Injuries caused by nuclear weapon or ionizing radiation
  • Domiciliary treatment
  • Expenses for external equipment like cochlear, contact lenses, etc.

Premium Chart-


Frequently asked questions-

Is this policy quite pocket-friendly?

This is quite a pocket-friendly policy where you can avail mediclaim benefits for as low as Rs. 50,000 of sum assured. Here, you can pay a premium for as low as 700 Rs. Which can go up to a maximum of Rs. 3450.

Does it cover all the hospitalization/treatment expenses?

It covers all the hospitalization expenses including general bed charges, OT charges, ICU/ICCU charges and other miscellaneous charges. Added to that, it also covers treatment expenses of Ayurvedic, Homeopathic and Unani medicines.

Can I include my family in this policy?

This insureance is available for anyone who is within 18 to 60 years age group. Children are covered in between the age group of 3 months to 18 years if both the parents are covered. Persons beyond 60 years of age can continue their insurance if they are continually covered without break.

Other policies from New India Assurance-

  • New India Top Up Mediclaim
  • New India Floater Mediclaim Policy
  • Janata Medicliam Policy
  • Mediclaim 2007 policy

Similar policies from other insurance providers-

  • Apollo Munich Optima Restore
  • United India Insurance Family Medicare policy
  • Religare Care Plan
  • Max Bupa Heartbeat Family Medicare policy