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Get The Best Car Insurance Plans Online in India

Your Policy Type

Policy Type :

  • Bajaj Allianz
  • Bharti AXA
  • Cholamandalam
  • Future Generali
  • HDFC Ergo
  • ICICI Lombard
  • IFFCO Tokio
  • Liberty Videocon
  • LT Insurance
  • Magma HDI
  • National Insurance
  • New India
  • Oriental Insurance
  • Reliance General
  • Royal Sundaram
  • SBI General Insurance
  • Shriram General Insurance
  • TATA-AIG
  • United India
  • Universal Sompo General

Most Popular Policies of New India Assurance

  • New India Assurance Senior Citizen Mediclaim Policy
    New India Assurance Senior Citizen Mediclaim Policy offers coverage to the insured against hospitalization expenses for treatment of injury and illness during policy period.
    Key features of New India Assurance Senior Citizen Mediclaim Policy
    • Maximum entry-age is 80
    • Maximum renewal age is 90 years
    • Organ donor transplant expenses are covered
    • Pre-existing hypertension, diabetes melitus are covered upon additional premium
    • Ayurvedic, homeopathic and Unani treatments are covered
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  • New India Family Floater Mediclaim Policy
    New India Assurance Family Floater Mediclaim Policy covers all family members with single sum insured. The coverage is provided for expenses for the treatment of any illness or injury.
    Key features of New India Family Floater Mediclaim Policy
    • The policy comes with lifetime renewal option
    • Good health and loyalty discount are available
    • Coverage available on complications due to pre-existing conditions
    • Organ donor hospitalization expenses are covered
    • Cataract surgery is covered up to certain limits
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  • New India Assurance Janata Mediclaim policy
    New India Assurance Janata Mediclaim policy covers cost of hospitalization (more than 24 hours) expenses and treatment expenses due to injury and illness or injury.
    Key features of New India Assurance Janata Mediclaim policy
    • Good health and loyalty discount are available
    • Ayurvedic, homeopathic and Unani treatments are covered
    • Cumulative Bonus is availble
    • Free health check-up is also available
    • Day care treatments are covered up to certain limits.
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  • New India Package Motor Policy
    New India Package Motor Policy offers coverage to expenses due to injury of owner and driver and loss or damage of the insured's vehicle. The policy also covers third party death and liability.
    Key features of New India Package Motor Policy
    • Coverage for personal accident is available
    • Coverage available for expenses to fix damaged accessories
    • Coverage for passengers in the car is available.
    • Coverage is available for employees and paid drivers
    Buy now

About New India Motor Insurance

insurance_indiaNew India Assurance is one of India’s top public sector general insurance companies. This esteemed insurer provides car insurance plans as a part of its fleet of personal insurance offerings. By availing this policy, policyholders are entitled to get compensation if their insured vehicle gets stolen or damaged due to accident.

Types of New India car insurance policy

Two types of motor insurance plans are on offer at New India Assurance.

Policy with liability coverage

This type of New India car insurance plan is meant to safeguard insured cars from liabilities to third parties. Any third party property damage or bodily injury or death of third party is covered under this type of new India car insurance.

Policy with comprehensive coverage

The coverage of this policy is wider as it encompasses loss or damage of the insured vehicle along with its liabilities towards third parties.

Policyholders are eligible for discounts for not making any claims on their New India motor policy renewal. The discount ranges from 20% to 50% depending on vehicle type and total number of years without claim.

Coverage of New India car insurance policy

The coverage of New India car insurance policy differs with the type of plan chosen.

Liability policy

If you choose the policy with liability coverage only, the car insurance plan covers insured vehicle’s legal liability towards the following;

• Third party death or bodily injury
• Third party property damage

Package Policy

If you opt for the package policy, damage to your insured vehicle will be covered along with all third party liabilities. Coverage is available for damages due to;

• Fire, lightning, explosion, self-ignition
• Theft, burglary, housebreaking
• Strike and riots
• Malicious and terrorist activities
• Earthquake
• Flood, Storm, Hurricane, Typhoon, Tempest, Hailstorm, Cyclone
• Road, lift, elevator, inland waterway or air transit.

Additional services in New India car package policy

The policy also covers towing expenses from accident spot to garage up to Rs.1500 for cars. Policyholders can also go for higher towing expenses by paying additional premium.

Add on covers

The basic car insurance plan at New India come with a range of add-on covers to enhance the protection. Here is a list of add-on cover available with New India motor package policy.

• Nil Depreciation Cover
• Return to Invoice
• NCB Protection Cover
• Additional Towing Charges
• Engine Protection Cover
• Loss of Content Cover

New India car insurance claim process

New India car insurance policy claim process varies in different situations. The procedures are different for liability claims, theft claims and damage claims

Premiums of New India car insurance plan

Premiums are usually worked out on the basis of sum assured chosen. For liability only covers, premiums are calculated in terms of the tariff provided under the Motor Vehicles Act, 1988. Premiums of package policy are determined by the chosen sum assured. Premium also depends on:

• Age of the vehicle
• City of registration
• Engine capacity

Discounts applicable on car insurance premium

The premium of package policy is eligible for various discounts, Here is a list of discounts available for reducing New India car insurance premium.

• No-Claim Bonus:
• Installation of ARAI approved anti-theft devices
• India’s recognized automobile associations’ membership

New India Motor Insurance Plans